How accurate is this snapshot?

It's a fast estimate for a single person on the standard tax credit, PAYE Class A PRSI. It doesn't account for marital status, tax credits beyond the standard personal/PAYE credit, pension contributions, or the mid-year PRSI rate change on 1 October 2026 — for those, use a full calculator.

What is PRSI Class A?

PRSI Class A applies to most employees in the private sector. The employee rate is 4.20% of gross pay up to 30 September 2026, rising to 4.35% from 1 October 2026, with no PRSI charged below €352/week.

Universal Social Charge is a separate tax on gross income, charged in four bands: 0.5% up to €12,012, 2% up to €28,700, 3% up to €70,044, and 8% above that, for 2026.

Does this include tax credits?

Yes, the standard single person's personal tax credit and PAYE tax credit are applied. Additional credits (e.g. married, dependent, medical) are not included in this quick snapshot.

Why does the PRSI rate change matter?

Ireland's employee PRSI rate rises from 4.20% to 4.35% on 1 October 2026. A payslip calculated in September will differ slightly from one calculated in November on the same gross salary — a full calculator that lets you set the pay date accounts for this automatically.

Is this free and do I need an account?

Yes, completely free, no signup, no email. The result appears instantly in your browser and nothing is stored or transmitted.

Irish Take-Home Pay Snapshot — Free Salary Estimate (2026)

Source: Revenue.ie, gov.ie — 2026 rates · Deterministic calculation — no AI, no guesswork

— PAYE (single person) —
first €44,000 → 20%
balance → 40%
minus personal credit €2,000 + PAYE credit €2,000
— USC —
0 – €12,012 → 0.5%
€12,013 – €28,700 → 2%
€28,701 – €70,044 → 3%
above €70,044 → 8%
— PRSI Class A (employee) —
4.20% of gross (rises to 4.35% from 1 Oct 2026)

This snapshot assumes a single person on the standard personal and PAYE tax credits, PRSI Class A, and uses the pre-October 2026 PRSI rate of 4.20%. It doesn't account for marital status, pension contributions, or other credits — for that, use a full calculator.

This snapshot gives a rough single-person estimate. For an exact figure:

This page only covers the simplest case — one salary figure, standard credits, PRSI Class A at the pre-October rate. In practice more variables change the real number on your payslip:

Pay date after 1 October 2026: PRSI Class A rises from 4.20% to 4.35% — a calculator that lets you pick the pay date applies the correct rate automatically instead of a single fixed number.
Hourly or bonus pay: converting an hourly rate or a one-off bonus into an accurate net figure needs its own calculation path, not just the annual salary formula.
Self-employed / Schedule D income: follows PRSI Class S (4.20% of net profit, minimum €650/year) instead of Class A — a completely different formula from employee PAYE.
Redundancy payments: statutory redundancy is calculated and taxed separately from ordinary salary, with its own formula and exemptions.
Married or with extra credits: joint assessment, dependent credits, or medical credits all shift the PAYE band and the final net figure.

Irish Pay Calculator covers all of these: salary/take-home with hourly and bonus modes, statutory redundancy, and self-employed tax — each built on sourced 2026 Revenue.ie, gov.ie and WRC figures, with the PRSI rate change modelled automatically by pay date.

Use the full calculator →

Irish Take-Home Pay Snapshot

How this snapshot works — Formula & Method

This snapshot gives a rough single-person estimate. For an exact figure:

Frequently asked questions